The short answer is no – they are not looking out for your best interests. Insurance adjusters are skilled at making people think they are on their side; that is what they are paid to do. When they call you after an accident, they tend to be friendly, personable, and will sound like they are being helpful in trying to resolve your car accident claim. But their goal is to pay out as little as possible from their insured’s policy, since that is where they make their money.
If you were in a car or truck accident, the other driver’s insurance company may try to contact you. You should not talk to them until you have a lawyer because the insurance adjuster has two goals:
Insurance adjusters will not tell you how much money you could be entitled to, as they do not want to pay out the maximum amount. The truth is, depending on your situation, you could be entitled to compensation for:
It is important not to fall for the ruse and end up trusting the insurance adjuster to pay you what you are owed. With the aid of a lawyer, you could enter into proper settlement negotiations or even take a case to court in order to win a fair compensation award.
If you have been injured, remember to keep the insurance adjuster at arm’s length until an attorney reviews your case. A legal professional like David E. Gordon could tell you if the insurance adjuster is giving you a fair offer or if you should negotiate a higher amount to account for all of your losses.
For more information on things you must know if you have been injured, check out my free eBook: 19 Things You Must Know (and that the Insurance Company Won’t Tell You) If You’ve Been Injured in Tennessee or Mississippi.