Should I Talk With The Other Driver’s Insurance Company?

It is common for the other driver’s insurance company to call you within days – maybe even within hours – after an accident occurs. If you talk with the insurance adjustor, you risk falling into three pitfalls:

  • Giving a recorded statement – The adjustor may ask you to give a taped interview about the accident and your injuries. However, the adjustor may – and most likely will – use anything you say against you in an effort to deny or minimize your claim.
  • Giving medical authorization – The adjustor may also ask you to sign a document that will allow the insurance company to access your medical records. However, the adjustor will use this access to find out whether you have any pre-existing injuries or other medical issues that the insurer can use against you.
  • Accepting a settlement offer – In some cases, an insurer may make a settlement offer immediately after a crash. However, this offer may fail to fully and fairly compensate you.

For these reasons, you should talk with a Memphis car accident attorney first before you give a recorded statement, grant medical authorization or accept a settlement offer from the other driver’s insurance company. A lawyer will protect your rights and deal with the insurance company on your behalf while you focus on your physical recovery.

The Law Offices of David E. Gordon

The Law Offices of David E. Gordon