Suppose a local route driver is injured in an accident while on his way to make a delivery. First, it is important to know that worker’s compensation benefits apply even if the accident is the employee’s fault. If the accident is not the employee’s fault, then the injured worker should also be compensated by the other driver. Of course, if the responsible driver is also an employee of the injured worker’s company, then there is no additional claim against him. But if he is merely another motorist, or an employee on the business of another employer, then there is a valid claim against him. Worker’s compensation applies, but the driver at fault is also obligated to compensate the injured worker like any other injured motorist; namely, for medical bills, lost earnings, pain and suffering, and loss of enjoyment of life. (Remember, however, that if you get paid by the negligent driver, the workers’ compensation insurance company is entitled to reimbursement for everything it previously paid) .