At The Law Office of David E. Gordon, we always advise our clients to get medical treatment as soon as they are aware that they have an injury. The longer you wait before you get treatment, the more opportunity you give the insurance company to argue that your condition did not result from your accident.
If another driver caused your crash, that driver’s insurance company will wait until you finish treatment before it pays your medical bills. So, you need to keep copies of all medical bills you incur. Those bills will serve as important evidence in your claim.
As you wait for the at-fault driver’s insurance company to pay for your medical expenses, you can use your own health insurance or, if you have purchased it, your own medical payments (or “medpay”) coverage. Typically, your automobile medical coverage will pay for your treatment until you reach the limits of your coverage (usually $5,000). At that time, your own health insurance should pay.
If you face any problems with getting needed medical coverage, an attorney from our firm can help you to find solutions. Your health should always be the top priority.