Tow truck accidents in Cordova are rare, but when they happen, devastating injuries can result. When tow truck drivers operate negligently or fail to follow safety regulations, the resulting collisions can cause severe injuries and extensive property damage. Because these are commercial vehicles, tow truck accidents often involve complex liability issues and multiple defendants.
If you were hurt in a crash with one of these vehicles, a dedicated tow truck accident attorney from The Law Office of David E. Gordon and Elissa M. Coombs can answer any questions you may have.
Tow Truck Accident Laws To Know
Both Tennessee law and the Federal Motor Carrier Safety Regulations establish safety and licensing standards for tow truck operations. Drivers must hold a valid commercial driver’s license and comply with hours-of-service limitations, among other regulations. Carriers are also required to perform routine maintenance and retain inspection records under 49 CFR section 396.3.
Skilled lawyers David and Elissa review all evidence to identify the cause of a Cordova tow truck collision and pinpoint liability. Common causes include:
- Distracted driving
- Improper passing
- Traffic violations
- Fatigued driving
- Aggressive driving
- Negligent inspection and maintenance
These accidents can happen in an instant due to an error in judgment, but they can result in a lifetime of financial, physical, and mental losses.
What Compensation May Be Available After a Tow Truck Collision?
Under state law, victims can typically recover compensation for hospital care, physical therapy, surgical procedures, and lost income. Non-economic damages for pain and suffering are also recoverable, though caps may apply depending on the nature of the injuries.
To recover financial relief, however, an injured person must pursue claims from the proper insurance companies. Our tow truck accident attorneys in Cordova understand how to handle claims with corporate insurers and can begin the process for a client.
Defendants in Tow Truck Accidents
After a Cordova tow truck crash, an injured person can pursue compensation from all liable parties. Defendants might include the truck driver, the towing company, a contracting business, and even the equipment manufacturer if a mechanical failure contributed to the crash.
If a tow truck’s winch cable breaks due to lack of maintenance, both the driver and carrier may be liable. If the driver was working without proper training or insurance, the hiring company can be held responsible for negligent hiring or supervision. In multi-vehicle crashes on roads such as Dexter Road or Interstate 40, these liability issues often overlap.
Commercial Insurance in Tow Truck Cases
Tow truck carriers operating in Tennessee must carry commercial liability insurance in accordance with 49 CFR section 387.9. Minimum coverage amounts range from $750,000 to $5 million, depending on the services performed and whether hazardous materials are transported. Identifying when corporate liability applies can increase the insurance coverage available to cover losses from serious injuries.
Multiple policies may apply, including the tow company’s general liability coverage, the driver’s commercial policy, and uninsured motorist coverage for other involved vehicles. Determining which policies apply requires a careful review of contract terms, coverage limits, and exclusions.
Once we file the proper claims, we know that insurers will try to minimize settlements. We present evidence of a client’s losses to negotiate for maximum compensation.
Contact a tow truck accident attorney in Cordova
The Law Office of David E. Gordon and Elissa M. Coombs handles complicated truck accident cases. We hold drivers and companies responsible for preventable injuries and losses they cause. The process begins with a free consultation where our attorneys assess your rights and advise you on your legal options.
Tow truck accidents in Cordova often raise complicated liability issues due to regulatory violations, multiple defendants, and high insurance coverage. If you were hurt in a wreck like this, set up a free legal consultation with one of our reputable tow truck accident lawyers today.
