Does the negligent driver’s insurance company have to pay off the note on my car?
No. This is a common misconception. The insurance company is obligated to pay only the fair market value of your vehicle at the time of the wreck. Since it is...
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What should my auto insurance company pay me if I’m injured?
MED-PAY – If the occupants of your car are injured in an accident, this portion of your policy pays their medical bills, usually up to an amount such as $5,000....
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What if I am injured avoiding a collision with another vehicle?
Even if there is no contact with the other vehicle, you can recover from the other vehicle if you can demonstrate that it was his negligence that caused the accident....
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What if the responsible driver does not have enough insurance to properly compensate me for my injuries?
Tennessee law requires that motorists have only $25,000 of liability of coverage. If the driver who injures you has only a minimum limits policy ($25,000), then this is the maximum...
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What if neither driver has insurance?
If neither driver has insurance, the injured person’s only remedy is against the negligent driver himself. The court will hold him responsible for your injuries and losses, but pursuing the...
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