Car accidents almost always come with unexpected bills, and when the at-fault driver is underinsured or not insured at all, that can make circumstances even worse. In the majority of states, driving without insurance is illegal, and you have the option of obtaining compensation from the other driver with help from an experienced car accident attorney.
Uninsured/underinsured motorist claims are often the only avenue for compensation because at-fault drivers without proper insurance may not have the funds to pay for your losses. When you hire a lawyer from the Law Office of David E. Gordon who is knowledgeable about uninsured/underinsured car accidents in Southaven, you have someone on your team who can assist you in pursuing accountability.
About Uninsured and Underinsured Motorist Insurance
If you are injured in an accident and the other driver lacks the necessary insurance to cover your injuries, your uninsured and underinsured motorist insurance policy can protect you. The uninsured driver still maintains liability for the crash. Uninsured/underinsured claims will ensure that the injured party is able to get compensation for their losses and are often their only chance to obtain legal recovery.
Uninsured/underinsured insurance policies usually do not exceed a driver’s standard liability insurance. For example, if someone has $75,000 worth of total liability coverage per accident, they will not be able to get more than that in uninsured and underinsured motorist coverage. Mississippi law dictates that if a household has more than one vehicle with uninsured motorist/underinsured motorist coverage, then the coverages can be combined or stacked. Not all states allow drivers to stack their uninsured/underinsured coverages. Board-certified lawyer David E. Gordon is familiar with laws governing uninsured/underinsured car accidents in Southaven.
After experiencing a car crash, injured people may have medical bills, hospital bills, car repair costs, loss of wages, and more complications. When the responsible party does not have enough coverage to pay for compensation, things get more complicated.
In Mississippi, a person’s car insurance policy should include uninsured motorist coverage unless they decide to waive it. When the at-fault driver is not insured, the injured person’s coverage will reimburse them for medical bills, lost income, and other out-of-pocket costs up to their limit. When the at-fault driver is underinsured, the injured person is paid the difference between the other driver’s insurance coverage limit and their out-of-pocket expenses up to their limit. When a hit-and-run or similar accident occurs and the identity of the at-fault driver is unknown, the injured party’s coverage will compensate them in proportion to the at-fault driver’s share of the fault up to their policy limit.
David is knowledgeable about uninsured/underinsured car accidents in Southaven and can account for all of your losses and try to find a way for you to recover the maximum compensation possible.
Hire a Southaven Attorney After an Uninsured/Underinsured Car Crash
Do not try handle insurance companies or at-fault drivers on your own when you are injured in an uninsured/underinsured car accident in Southaven. At every stage of the process, a qualified attorney can protect your interests when dealing with insurance companies. You deserve to get every penny you need. Do not miss an important deadline and lose out on your potential compensation. Reach out to the Law Office of David E. Gordon today for a free consultation about your lawsuit.