As in most states, Tennessee law requires drivers to take financial responsibility if they cause a car accident. Most drivers meet this requirement by carrying liability insurance. The law requires them to carry this insurance in the following minimum amounts:
- $25,000 for bodily injury per person
- $50,000 for bodily injury per accident
- $15,000 for property damage per accident.
However, a large number of drivers in Tennessee carry only the minimum amount of liability insurance, while many other drivers carry no insurance at all in violation of the law. For this reason, many people give themselves extra protection and buy uninsured motorist/underinsured motorist (UM/UIM) coverage.
Do you know what type of auto insurance coverage you have? Do you have UM/UIM? Do you know how the insurance will protect you if you are involved in an accident in Memphis or a surrounding community?
Here, we answer some frequently asked questions about UM/UIM insurance and how an experienced Memphis underinsured motorist Attorney from the Law Office of David E. Gordon can help if you or a loved one suffers injuries in a crash. Attorney David E. Gordon is a board-certified civil pretrial and civil trial advocate who can provide a free review of your case today. Call or reach us online to learn more.